Welcome to my website, and thank you for stopping by. My name is CHRIS HAUN and I have been in the lending industry for over two decades. During that time I have seen rates go up and down, programs come and go, guidelines loosen then tighten, and lending institutions rise and fall. With all the changes that have come about over the past few years, and lenders becoming more and more conservative, today more than ever, you need a true mortgage professional to navigate through the process of financing a home. I hope that you will give me the opportunity to show you that I am that individual.
GEM Mortgage Alhambra is a one stop shop for all of your home lending needs. As a direct lender we offer a full spectrum of home loan programs to help our clients achieve their home lending needs. We offer Conventional FNMA and FHLMC (Freddie Mac) home loan programs for both conforming and agency jumbo loan amounts. We have years of experience offering programs that will help first time buyers whom are great home buying candidates, but have not been able to save enough money, or just need a little help to get to a higher loan amount. To serve these needs we offer programs such FHA 203b and 203k streamline rehabilitation program, CalHFA, Mortgage Credit Certificate (MCC), SCHFA, CHF Platinum, VA loans and more. Lot's of acronyms, but in short they all mean either savings or assistance to the qualified first time buyer.
My Commitment to my customers is to do my very best in matching them with the best loan for their situation, while staying in constant communication, and offering a great rate with an unbelievable level of service. I want to be your lender for life, and the only way I can do that is by doing a great job for my client's. That is what has built my business over the past 23 years.
My heart is to help people achieve their dream of owning a home by placing them in the right loan to meet their individual situation. I am here to help, so feel free to email me, ask me a question or just give me a call. I am waiting to hear from you.
I am licensed under the new requirements of the SAFE Act, and the National Mortgage License System (NMLS), with a Mortgage Loan Originator NMLS #255629.
We are a Direct Lender, Licensed by the California Department of Business Oversight, under the Residential Mortgage Lending Act. Branch NMLS #2427. We are an equal housing lender.
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